If buying a house is out of the question for your budget, then perhaps you should consider buying a mobile home. A used mobile home will be even cheaper. There are some good ones out there, and can make fine homes, small enough for a single person, or large enough to accommodate an entire family. But first, there are some things you should know before you start browsing:
–Don’t buy a mobile home older than 1977. Prior to that year, they weren’t built to codes, and they may be so dilapidated that you’ll spend more money repairing and renovating than the mobile home is worth. But if you do fall in love with a classic mobile home, then DG Construction could help you with your renovation project.
–Decide whether you will buy a piece of property to put the mobile home on, or rent a lot. Work within your budget. You may have to finance your piece of land with your mobile home. Do a credit assessment of your own finances to see if you can afford it. It could still end up being cheaper than buying a house and lot.
–Check out the important things while looking through mobile homes. Leaks, plumbing, electrical wiring, smoke detectors, furnace or central air/heating, hookup for gas, insulation, etc. Know that where the mobile home was built is important. If it was built in a northern state, it’s well-built to withstand winters. If built in the south, it’s built to be cooler. Consider where you live. If you live in a northern state that have harsh winters, make sure your mobile home was manufactured in the north.
–If you’re going to put your mobile home in a park, consider the little things that can turn into bigger things, like neighbors, pets, and crime rate. Are the neighbors friendly, does the park allow pets, and how is crime in the park? Will you have ease of access to stores and other conveniences?
–Check the water heater and appliances. Do appliances come with the mobile home? Is there a utility room? Are the windows sealed properly? Has the weather destroyed them? Do the electrical switches, outlets, and lights work?
–Check the ceiling and floors. Does the ceiling sag? Are there cracks? Do you see brown spots that indicate that there have been leaks during rains? Does the floor slant or feel soft when you walk? Is the carpet tight?
–Now for the outside. Check around the windows for rotting areas. Check the underpinning, as well as the roof. Look for sags, gaps, and rot. Check for weather and termite damage. Used mobile homes are just like used houses. They may look good at first glance, but once you start looking, you may find some problems that may be expensive to repair. If the repairs are outside your budget, find a mobile home that is ready to move into. There are plenty of those to choose from. Don’t settle for a money trap when you don’t have to.
–An appraiser will tell you how much the property is worth and will point out any problem areas.
Once you pick out your mobile home and the loan has been approved, you are ready to move in.